Healthguard International Deluxe Package is a comprehensive healthcare cover that provides members access to healthcare services within the Sub-Saharan African region (Africa South of Sahara).

Benefits Covered
Benefits covered under Healthguard International Deluxe Package will be paid to tariff up to approved limit, based on National Health Reference Price List of South Africa (NHRPLSA) for all services accessed within the Sub-Saharan African Region. Each beneficiary is covered up to an annual global limit of $100,000.00.

Key Benefits:

• Inpatient & outpatient treatment and services
• Emergency and planned surgery
• Air Evacuation
• Dental Treatment
• Access to Private Hospital Treatment

GTC is a medical travel cover policy open to both Cimas and non-Cimas members. GTC covers urgent and unexpected illness which may arise when the policy holder is outside the country of usual residence. The GTC is applied for before one leaves his country of residence and usually we require 24 hours to process the travel policy. Cimas members are charged discounted premiums, whereas non-members pay 20% more.

Key Benefits

• Cover up to USD50 000
• Cover emergencies and unexpected illnesses
• Repatriation of Remains

Studymate is a specific student plan that offers a comprehensive medical aid cover for students studying outside their country of normal residence.

Key Features The plan offers comprehensive medical aid cover for :

• Outpatient treatment by general practitioners and specialists
• Private hospital treatment and accommodation
• Emergency evacuation and repatriation
• Repatriation of remains in case of death