All Risks Cover

This section covers losses arising from accidental loss or damage of any description including.

• fire, theft malicious damage
• theft from locked vehicles.
• loss or damage occurring away from premises
• loss or damage to specified property temporarily taken out of the home

EXCLUSIONS

• loss or damage to property permanently kept outside the borders of Zimbabwe
• Theft from attended and / or unlocked vehicles
• unspecified vehicle audio equipment
• confiscation nationalization detention by the state or arm of government
• Cracking scratching and breakage of china glassware and articles of a brittle nature.
• Scratching of lenses mirrors prisms films or slides
• Mechanical or electrical breakdown or derangement
• vermin insects mildew wear & tear depreciation or deterioration.