Householders (Domestic Property)

all property on the premises belonging to the insured used for domestic purposes

• theft of cash from residential property up to a maximum of 1% of value insured.
• loss or damage to household property whilst temporarily away from home.
• loss or damage whilst household property is in in transit
• accidental damage of glass, mirrors, table top glass.
• Deterioration of flood stuff in deep freeze up to a limit of 2% of sum insured
• cost of replacing lost keys and locksets to external doors.
• death benefit for insured or spouse as a result of fire or theft up to a maximum of 10% of sum insured.
• we cover tenant’s liability arising as a result of your occupation of the premises upto 10% of the value insured.
• business goods up to 5% of the value insured.
• specified property of domestic workers
• collections of coins medals or stamps in excess of 5% of the sum insured.

Exclusions

• property that is not used for domestic purposes
• any loss or damage directly or indirectly arising from political riot.
• loss or damage from unoccupied premises
• any property outside the borders of Zimbabwe