Loss or damage arising from fire or theft to the insured vehicle.

• in addition to the regulatory requirements of the Road Traffic Act this policy is designed to cover third party liabilities upto maximum limits desired by the insured.
• third party injury standard $10,000 with option to increase to level desired by client
• third party injury standard cover $10,000 with option to increase to a level desired by the insured
• increased cover as desire by the client for an additional premium

Exclusions

• accidental damage or loss to the insured vehicle
• The portion of the third party claim over and above policy limit
• Claims where the insured or his driver is not legally liable.
• The portion of the third party claim over and above policy limit
• Claims where the insured or his driver is not legally liable.
• loss or damage happening whilst vehicle is being driven by a person under the influence of drugs, alcohol or narcotics.
• loss or damage whilst vehicle is being driven by an unlicensed person.
• loss or damage occurring whilst vehicle is outside Zimbabwe.